Gibson Island, MD 21056 644 Ayrlie Water Road
$2,495,000



48 more
















































Presented By: Gibson Island Real Estate INC
Home Details
Welcome to 644 Ayrlie Water Road, a vintage 1930s cottage with stunning views of the Chesapeake Bay, forever protected by the propertys ownership of the land directly across the street. Designated a conservation easement, this secondary property runs with the land and may not be built upon. This property is located on a lovely quiet street in close proximity to the Gibson Island Club.
Enjoy the glorious daily sunrises and Bay views from the enclosed front porch of this delightful cottage located on a very quiet street off the beaten path. Walking distance to the Gibson Island Club, Secret Beach is across the street and available for a dip in the Bay, picnic, or just digging your toes in the sand while reading your book!
Enter this quintessential cottage through a spacious enclosed porch into a simply magnificent wood-stained Great Room with Cathedral ceilings, visible beams, and two matching staircases on either side, each staircase leading to two bedrooms and a full bath. A huge woodburning fireplace graces the Great Room. Also on the main level is a spacious dining room perfect for entertaining, a renovated Kitchen, inviting Den, and Primary Bedroom with Full Bath. A lovely wraparound porch runs along on the backside of the house overlooking the woods, and a screened porch off the Kitchen provides delightful water views. A garage is connected to the house and may be accessed through stairs inside.
Information on Gibson Island:
Gibson Island is a private island within one hour of Washington, D.C. and Baltimore offering an absolutely extraordinary setting. The Island comprises 1000 acres with seven miles of shoreline. Two thirds of the Island is undeveloped and is owned by the Gibson Island Corporation, the homeowners' association. The remaining third is residential home sites.
Gibson Island is located on the western shore of Maryland, so there is no need to cross the Bay Bridge. On the Island is a 43-acre spring fed freshwater lake in which one may enjoy non-motorized watercraft activities such as paddleboarding, canoeing, kayaking, fishing and swimming.
The Island offers enormous privacy and security--there is an entry gatehouse staffed 24+Hours, and the Island is patrolled by the Gibson Island Police Force (GIPD). The Gibson Island Corporation Service Department offers yard maintenance and landscaping and other services for homeowners. There is a full-service yacht yard. From the Island, it is just a 20-minute drive to BWI Airport and the neighboring Amtrak train station.
The Island houses a private country club (membership by invitation) offering yachting, fine dining year-round, tennis, an award-winning Charles Blair Macdonald designed 9-hole golf course, swimming, croquet, skeet shooting, and more. (C)
Presented By: Gibson Island Real Estate INC
Interior Features for 644 Ayrlie Water Road
Bedrooms
Bedrooms Count All Lower Levels0
Bedrooms Count All Upper Levels4
Bedrooms Count Lower Level 10
Bedrooms Count Upper Level 14
Main Level Bedrooms1
Total Bedrooms5
Bathrooms
Bathrooms Half Upper Level 10
Bathrooms Half Main Level1
Bathrooms Half Lower Level 10
Bathrooms Half All Upper Levels0
Bathrooms Half All Lower Levels0
Bathrooms Full Upper Level 12
Bathrooms Full Lower Level 10
Bathrooms Full All Upper Levels2
Bathrooms Full All Lower Levels
Bathrooms Count Upper Level 12.00
Bathrooms Count Lower Level 10.00
Bathrooms Count All Upper Levels2
Bathrooms Count All Lower Levels
Half Baths1
Total Baths4
Other Interior Features
LivingAreaSourceAssessor
Below Grade Unfin Area UnitsSquare Feet
Below Grade Unfin SQFT1064
Below Grade Unfin SQFT SourceAssessor
Above Grade Finished Area2956
Above Grade Finished Area SourceAssessor
Above Grade Finished Area Unit TypeSquare Feet
BasementConnecting Stairway, Daylight, Partial, Garage Access, Interior Access, Outside Entrance, Unfinished
Basement (Y/N)Yes
Below Grade Finished Area0
Below Grade Finished Area SourceAssessor
Below Grade Finished Area Unit TypeSquare Feet
Central Air Y/NYes
Fireplace FeaturesBrick, Mantel(s), Wood
Fireplace Y/NYes
FlooringHardwood
Heating FuelOil
Heating Y/NYes
Hot WaterElectric
Interior AmenitiesAdditional Stairway, Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Built-Ins, Ceiling Fan(s), Double/Dual Staircase, Entry Level Bedroom, Exposed Beams, Floor Plan - Traditional, Forma
Laundry TypeMain Floor
Total Fireplaces1
Window FeaturesCasement, Double Hung, Screens, Skylights
Other Rooms
Room TypeDining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Den, Basement, Great Room, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom, Half Bath
Room Details for 644 Ayrlie Water Road
Basement
level
Lower 1
description
Flooring - Concrete, Basement - Unfinished
Bathroom 2
level
Upper 1
description
Bathroom - Stall Shower, Flooring - HardWood, Jack and Jill Bathroom
Bathroom 3
level
Upper 1
description
Bathroom - Jetted Tub, Bathroom - Tub Shower, Flooring - HardWood, Jack and Jill Bathroom
Bedroom 2
level
Upper 1
description
Ceiling Fan(s), Flooring - HardWood
Bedroom 3
level
Upper 1
description
Ceiling Fan(s), Flooring - HardWood
Bedroom 4
level
Upper 1
description
Ceiling Fan(s), Flooring - HardWood
Bedroom 5
level
Upper 1
description
Ceiling Fan(s), Flooring - HardWood
Den
level
Main
description
Flooring - HardWood
Dining Room
level
Main
description
Flooring - HardWood
Great Room
level
Main
description
Built-Ins, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Fireplace - Wood Burning, Flooring - HardWood, Skylight(s)
Half Bath
level
Main
description
Flooring - HardWood, Lighting - Wall sconces
Kitchen
level
Main
description
Attached Bathroom, Built-Ins, Countertop(s) - Granite, Flooring - HardWood, Island, Kitchen - Eat-in, Kitchen - Electric Cooking, Lighting - Recessed
Laundry
level
Main
Primary Bathroom
level
Main
description
Flooring - HardWood, Bathroom - Stall Shower
Primary Bedroom
level
Main
description
Attached Bathroom, Ceiling Fan(s), Flooring - HardWood, Window Treatments
General for 644 Ayrlie Water Road
Acceptable FinancingCash, Conventional
AccessibilityNone
Additional Parcels Description643 Ayrlie Water conveys with 644 Ayrlie and is directly across the street and is in a recorded permanent conservation easement
Additional Parcels Y/NYes
AppliancesBuilt-In Microwave, Dishwasher, Disposal, Exhaust Fan, Oven - Single, Refrigerator, Stove, Trash Compactor, Washer/Dryer Stacked
Architectural StyleCottage
Assoc Fee Paid PerMonthly
Association AmenitiesCommon Grounds, Gated Community, Jog/Walk Path, Lake, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Security, Water/Lake Privileges
Association Fee IncludesCommon Area Maintenance, Security Gate, Trash, Other
Association NameGIBSON ISLAND CORPORATION
Association Recreation FeeN
Bathrooms Count Main Level2.00
Bathrooms Full Main Level1
Body of WaterChesapeake Bay
CityGIBSON ISLAND
Condo/Coop Association fee Y/NNo
Construction MaterialsVinyl Siding
Cool FuelElectric
CoolingCeiling Fan(s), Central A/C
CountyANNE ARUNDEL
Directions95 North to 100 East to Mountain Road which dead ends at Gibson Island Gate House. Because Gibson Island is private, there is no admittance without a listing appointment with listing agent. Must b
DisclosuresSubject to Condo/HOA Docs
Full Baths3
Garage Spaces1.00
Garage Y/NYes
HOAYes
HOA Fee$1211.00
HeatingForced Air
Home Warranty Y/NNo
Lease Considered Y/NNo
Legal SubdivisionGIBSON ISLAND
Levels2
Living Area2956
Lot Size Square Feet17061.00
Lot Size UnitsSquare Feet
New ConstructionNo
Other Fees330.00
Other Fees FrequencyMonthly
Other StructuresAbove Grade, Below Grade
OwnershipFee Simple
Patio/Porch FeaturesDeck(s), Enclosed, Porch(es), Screened, Wrap Around
PossessionNegotiable
Price Per Sq Ft Total AG844.05
Property ConditionVery Good
Property TypeResidential
RoofAsphalt
School DistrictANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Senior Community Y/NNo
SewerPrivate Septic Tank
Standard StatusActive
StatusACTIVE
Structure TypeDetached
Subdivision NameGIBSON ISLAND
Tax Annual Amount21428.17
Tax Assessed Value1887633.0
Tax Lot85
Tax Year2026
Total SQFT4020
UtilitiesWater Available, Electric Available
Vacation Rental Y/NNo
ViewBay, Garden/Lawn, Street, Trees/Woods, Water
Virtual TourClick here
Water Access Y/NYes
Year Built1930
Year Built SourceAssessor
ZoningR1
Exterior for 644 Ayrlie Water Road
# of Attached Garage Spaces1
Door FeaturesSliding Glass
Exterior AmenitiesExterior Lighting, Gutter System
Foundation DetailsCrawl Space
Garage FeaturesAdditional Storage Area, Basement Garage, Garage - Side Entry, Inside Access
Horse Y/NNo
Land Use CodeR
Lot FeaturesAdditional Lot(s), Backs to Trees, Front Yard, Partly Wooded, Premium, Rear Yard, SideYard(s)
Lot Size Acres0.39
Lot Size SourceAssessor
Navigable Water Y/NYes
Parking FeaturesAsphalt Driveway
PoolNo Pool
SpaNo
Total Parking Spaces1
Type of ParkingAttached Garage, Driveway
Water Body TypeBay
Water Oriented Y/NYes
Water SourcePublic
Water View Y/NYes
Waterfront Y/NNo
Additional Details
Price History
Schools
High School
Chesapeake High School
Elementary School
Bodkin Elementary School
Middle School
Chesapeake Bay Middle School
Luagny Jomarron
Realtor
Price
$2,495,000
MLS#MDAA2146362
List Date
06/04/2026
Property Type
Single Family
Phone
(346) 369-5485
SQFT • 2,956